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Case File: Agrawal, Y.
EXHIBIT-B
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भारत सरकार  ·  Government of India
RAW/TECH/2026/YA-001 · EXHIBIT-B
Case Date: 2025RESTRICTED

Autonomous Credit Risk System

Autonomous Credit Risk Assessment & Loan Approval System


Exhibit Code
EXHIBIT-B
Case Date
2025
Status
ONGOING
Classification
RESTRICTED

Operation Summary

A multi-agent agentic AI system for automated credit risk assessment, identity verification, and loan decision-making with human-in-the-loop oversight. Built for BFSI use cases with RAG-based knowledge grounding.

Evidence Inventory — Technical Assets
ITEM 01
Python
ITEM 02
LangChain
ITEM 03
RAG
ITEM 04
VectorDB
ITEM 05
Agentic AI
ITEM 06
Multi-Agent Systems
ITEM 07
FastAPI
Operational Highlights
  • 01.Multi-agent architecture for credit risk, identity verification, and loan decisions
  • 02.Tool-calling workflows with RAG-based knowledge grounding
  • 03.Human-in-the-loop approach for critical financial decisions
  • 04.Semantic search over financial policies
Official References
Agentic AIBFSIMulti-AgentRAG